How to Get a Lower Interest Rate on a Car Loan

If you’re wondering, “How can I lower my car loan interest rate?” or “can you lower interest rate on car loan?”, we’re here to help. Learn about financing a new Hyundai or used vehicles near Midwest City, as well as how you get a lower interest rate for your loan.

Loan Application

How to Lower Your Car Loan Interest Rate

  1. Check your credit score. Knowing your credit score can help you decide if it needs some work before you apply for an automotive loan.
  2. Work on your score. If your credit score isn’t in a great place, take some time to make improvements and increase your score, so you can get a lower interest rate when you apply for a loan.
  3. Considering Refinancing. If you already have a car loan and want to see if you can get a lower score, you can look into refinancing. Be sure to check the available interest rates and your credit score before applying for the new loan. The team at the AutoMax Hyundai Del City finance center can help.
  4. Get a cosigner. If you know your credit score isn’t as high as it could be or you have a limited credit history, asking someone with a great credit score to cosign on your loan can help you get a lower interest rate on your loan.

What is a Good Interest Rate?

Your loan interest rate depends on a variety of factors, including your credit score and the loan amount. Interest rates vary, but Midwest City drivers typically see a range of 3.2% to 12.9%. Based off of credit scores, here are estimated interest rates:

  • 800 – 740: 3.2% interest rate (on average)
  • 739 – 680: 4.5% interest rate (on average)
  • 680 and below: 6.5% – 12.9% (on average)
Credit Score

Finance Your New or Used Vehicle at AutoMax Hyundai Del City

To learn more about calculating your interest rate and what finance options are available, contact the team at AutoMax Hyundai Del City in Del City with finance-related questions or to start the financing process. You can also start the process by applying for financing online.

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(405) 217-3451

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4401 Tinker Diagonal St • Del City, OK 73115

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AutoMax Hyundai Del City

4401 Tinker Diagonal St Del City, OK

Phone: (405) 217-3451''/AutoMax+Hyundai+Del+City,+Tinker+Diagonal+Street,+Del+City,+OK/@35.4546404,-97.4741639,13z/data=!4m8!4m7!1m0!1m5!1m1!1s0x87b216279832c16d:0x934f9134aab320ba!2m2!1d-97.4391444!2d35.4545755


Phone: (405) 217-3451

4401 Tinker Diagonal St Del City, OK


Phone: (888) 974-8803

4401 Tinker Diagonal St Del City, OK
35.4546404 -97.4741639
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AutoMax Hyundai Del City
AutoMax Hyundai Del City
4401 Tinker Diagonal St
Del City, OK, 73115 United States
(405) 217-3451
AutoMax Hyundai Del City 35.4546404, -97.4741639.